Legal notice

"All Excel templates sold are protected by copyright. Purchase grants the buyer a personal, non-exclusive, non-transferable license. Sharing or resale is strictly prohibited."

"Templates are provided 'as is' without guarantee of performance or usability for specific purposes. Seller disclaims liability for any direct or indirect damages; liability will not exceed the purchase price."

"Due to the digital nature of the product, all sales are final unless otherwise stated. Refunds may be issued only for non-delivery or technical defects."

"Your personal information will be processed according to applicable privacy laws. For EU customers, rights to access, rectify, or delete personal data are guaranteed as per GDPR regulations."

"These terms and conditions are governed by French law. Any disputes shall be resolved exclusively by the courts of Paris."